Will Geico Cover Non Accident Repairs

Will geico cover a shopping cart incident

My car was parked and somebody'south shopping cart rolled into information technology and scratched information technology. I got his insurance. He has Geico. Volition Geico cover this type of impairment?

level 1

No his auto insurance wouldn't cover it. Peradventure the store's insurance maybe the other guys homeowners insurance.

Depending on how the cart hit your car it could be either collision or comprehensive. The state of affairs where it would exist comprehensive is if the cart had been pushed past the air current or another force of nature to hit your car. About other situations would be standoff.

level ii

Might be able to claim information technology on his homeowners/condo/renters/personal liability policy.

His auto would not cover information technology unless his vehicle pushed the cart into your vehicle.

level ane

Since someone has the shopping cart. Your car was hitting by an object... therefore this would be collision loss. You'd need to file a claim with geico and then they can investigate and confirm if they embrace this. If they exercise non then yous'd file through your own and perhaps your insurance will pursue subrogation from the person directly.

Delight note this is non a comprehensive loss as others have said.

level ane

Probably non.

Depending on how they translate their policy, they could cover the damage if the other person was loading groceries into their car and lost command of the cart. But that'due south a pretty generous reading that not all companies would do.

level 2

this would not be comprehensive coverage.

Comprehensive covers burn down, theft, vandalism, and acts of nature. This would not be considered vandalism in most cases.

You (or the other party) would probably demand to employ Belongings Damage, Uninsured Motorist Belongings Damage or Collision depending on your state and the coverages on the policies.